This article will discuss how much property insurance a client needs and why they mustn't get more coverage than they need. When insuring your property, it is good to know the policy limits. It could be counterproductive to have too little or too much insurance when a...

This article discusses when clients require DP3 versus HO3 policies. We'll also discuss HO forms and why clients choose them. DP3. VERSUS HO3 POLICY A homeowner's insurance (HO-3) policy protects your home, belongings, and liability. HO-3 policies typically cover...

Do you know the best way to prepare for a claim after buying homeowner insurance? Homeowners insurance is essential. Not just because it safeguards your property. Most mortgage companies won't lend or finance a residential real estate transaction without proof of...

Buying a home is undoubtedly one of the most meaningful decisions of your life. If you find yourself heading towards this milestone, you’ll probably be extremely excited but apprehensive at the same time. It can be challenging to stay prepared when you have so many...

No matter what sort of business you’re running, you need the right insurance to safeguard you from nasty lawsuits. Business liability insurance helps protect your financial interests in case you ever have to face a lawsuit. Not only does this insurance policy helps...

Umbrella insurance policy protects the user and his assets from lawsuits. Consider it an excess liability coverage. Its purpose is to provide liability protection above the standard car, homeowner, or boat insurance. The policy might also cover you from the claims...

Like other companies, your firm uses the computers to receive or send data that includes the tax records, confidential information of the company, sales projections, and others. The security breach comes with data lost, stolen, or even damaged, that could be expensive...

Have you planned to buy a life insurance policy, but you are confused about choosing the right one? We get it! It is very challenging to choose the right life insurance policy as plenty of options available in the market. Here’s how to choose the right one and...

Fire or flood is an insured's worst nightmare. When a home is engulfed in flames or flooded with water, not only does the fire or water destroy all property, but it also deteriorates the houses' interior.For insurers, this loss is also a calamity, in particular,...

An accident, no matter how small, can be a stressful experience. Here are some guidelines to follow immediately after an accident that will help you prepare for your claim. Even if you are only slightly injured in an accident, follow these steps. You may not have...