by Matt McElhaney | Apr 24, 2024 | Blog
Workers’ compensation insurance is typically required for any business that has employees. The specific rules and regulations regarding workers’ compensation insurance vary by jurisdiction, but in general, you should consider obtaining coverage under the...
by Matt McElhaney | Apr 17, 2024 | Blog
Wind insurance, also known as windstorm insurance, typically covers damage caused by strong wind events, such as hurricanes, tornadoes, and other storms with high winds. The specific coverage provided by wind insurance can vary based on the policy and the insurance...
by Matt McElhaney | Apr 10, 2024 | Blog
Liability insurance is a type of insurance coverage that provides protection against financial loss resulting from legal claims or lawsuits. It is designed to cover the policyholder’s legal obligations when they are found responsible for causing injury or...
by Matt McElhaney | Apr 3, 2024 | Blog
Small businesses should consider obtaining liability insurance as soon as they begin operations. It is better to obtain insurance before exposure to potential risks that could lead to lawsuits or financial losses. Liability insurance protects businesses from various...
by Matt McElhaney | Mar 27, 2024 | Blog
There is one primary difference between a replacement cost (RCV) insurance policy and an actual cash value (ACV) insurance policy. This difference is how they calculate the value of covered losses, particularly when it comes to property damage. Here’s an...
by Matt McElhaney | Mar 20, 2024 | Blog
The decision to switch from an HO3 (Homeowners 3) policy to a DP3 (Dwelling Property 3) policy depends on various factors and changes in the property’s use. Here are some situations where an insured might consider transitioning from an HO3 policy to a DP3...
